Choose your ideal Bellway home
Speak to your friendly sales advisor to find out which developments and plots are eligible for the scheme, then choose the one that fits you best.
Get more information and updates from Bellway Homes regarding this development via:
Receive updates about other nearby developments from Bellway Homes and sister brand Ashberry Homes, as well as related products and news.
Get more information and updates from Bellway Homes regarding this development via:
Receive updates about other nearby developments from Bellway Homes and sister brand Ashberry Homes, as well as related products and news.
We’ve teamed up with one of the UK’s leading new homes mortgage specialists, New Homes Mortgage Helpline, to help find the right mortgage product for you.
Please note, by ticking the checkbox below you consent to Bellway sharing your data with New Homes Mortgage Helpline (a trading name of The New Homes Group Limited) who will contact you to offer unbiased, reliable and professional advice on mortgages available from a wide variety of lenders. Bellway will receive a commission of £350 when you complete on a mortgage arranged by the New Homes Mortgage Helpline through this portal. This commission does not affect mortgage terms and is not charged to homebuyers.
We give up to 5% to your lender, you get a low-rate mortgage for a Bellway home
A low-rate mortgage to buy a Bellway home? We might just have the key. With Own New Rate Reducer, we give up to 5% contribution to your mortgage lender so you can access the most competitive interest rates on the market.
Your rate could be below 0.53%*, and your mortgage repayments potentially hundreds of pounds less each month, fixed for up to five years. All you need is a minimum 5% deposit.
The Own New Rate Reducer scheme is open to first-time buyers as well as home movers. It’s available on selected Bellway developments and plots across Britain and is one of many affordable buying schemes and incentives we offer. Have a chat with your sales advisor to find out more.
We’ve partnered with Own New Rate Reducer to open the door to lower mortgage rates, with less heavy lifting from you. Bellway will give a maximum 5% financial contribution to your mortgage lender in addition to your minimum 5% deposit, so you’ll be eligible for the most competitive interest rates available. That means lower repayments, fixed for two or five years.
You’ll own 100% of your new Bellway home, and you don’t have to repay our contribution. It’s on us, so you have more money to spend on the fun stuff.
If you’re thinking of using Own New Rate Reducer we’ll put you in touch with an accredited independent credit broker, specially selected to give advice on the scheme and discuss your eligibility. Customers should always seek independent mortgage advice before making a final decision.
Our sales advisors can tell you which Bellway developments and plots are eligible for the Own New Rate Reducer scheme. Ready to get started? Search for your nearest development below.
You could save every month when you buy with us and Own New*.
A low deposit doesn’t have to mean high interest rates. Own New Rate Reducer could give you access to lower mortgage rates with as little as 5% deposit. You’ll own 100% of your first home, with more money in your pocket.
Next step, new home. Get the new-build Bellway home that’s right for you with Own New Rate Reducer. The equity in your current home can unlock lower mortgage rates for the initial period; you’ll save money on your mortgage repayments each month, on top of all the financial benefits of buying a new-build home.
Speak to your friendly sales advisor to find out which developments and plots are eligible for the scheme, then choose the one that fits you best.
Our specially selected independent brokers can answer any questions and discuss whether the scheme is right for you.
Start the application process with the expert support of your mortgage broker at every step.
With your keys in your hand, you’re ready to move into your new Bellway home and start enjoying the savings.
The whole process was very positive and Bellway have shown us just how reliable a housebuilder can be – they’re fantastic.Amie and Thomas Lambert, Bellway homeowners at Meadow Rise
Search for your nearest Bellway development and speak to our sales advisor to find out which plots are eligible for the Own New Rate Reducer scheme. Once you’ve chosen your home, your sales advisor will put you in touch with our selected independent mortgage broker. They can answer any questions you have and make sure the scheme is a good fit for you.
No, the scheme is open to both first-time buyers and existing homeowners looking for a new-build home.
No, a percentage fee of 0.22% of the house price is subtracted from the housebuilder contribution (0.15% if the incentive is 3%). This goes directly to Own New as their arrangement fee.
Your affordability will be stress-tested beyond the fixed term of the scheme by the independent mortgage broker. This ensures that you can afford your mortgage repayments once the interest rates return to normal.
Our financial contribution will go directly to your mortgage lender through Own New. It will be up to 5% and give you access to lower interest rates for your initial mortgage period.
The scheme is only available for new-build homes, subject to terms and conditions, with a minimum of 5% deposit required. For more information, speak to one of our sales advisors.
Your mortgage will directly with your lender, as with any other mortgage. Own New Rate Reducer simply sits between your broker and lender.
The mortgage application process is generally the same when using Own New Rate Reducer, with one small addition. Before a mortgage offer can be made, a ‘Letter of Acknowledgement’ must be sent from your developer to you and your broker, to be passed to your mortgage lender. Your sales advisor can arrange this for you.
A guide to all our current schemes and incentives to make your new Bellway home more affordable.
We sell your home, so you can buy one of ours. Our comprehensive Express Mover service saves you time and money.
Swap your current home for a brand-new Bellway. With our Part Exchange scheme, we buy your home for market value.
Trust us with the house, so you can find a home
*Terms and conditions. Own New Rate Reducer is available on selected developments and plots only, and will include a housebuilder contribution of 3% or 5% of the house asking price which is passed directly to the lender (minus an Own New arrangement fee of 0.15% or 0.22% respectively) to secure a reduced mortgage rate for an initial period of 2- or 5-years fixed. After this period your mortgage rate is likely to increase.
Whilst stocks last, subject to availability. Speak to the sales advisor on your chosen development to discuss where Own New Rate Reducer is available.
‘Mortgage rate below 0.53%’ headline interest rate is based on market interest rate available as of 20.03.25 (and is subject to change) and is based on 40% deposit, 5% homebuilder incentive, 2-year fixed mortgage rate and 25-year term. Savings made in the initial 2-year fixed period.
Subject to lender-specific criteria, eligibility, and selectivity. The lender will carry out their normal criteria and affordability assessments before any Own New Rate Reducer subsidy is applied.
A percentage fee of 0.22% of the house price is subtracted from the 5% housebuilder contribution (0.15% if the contribution is 3%) and goes directly to Own New as their arrangement fee.
Applicable on new reservations only. Cannot be applied in conjunction with any other offers or selling schemes. We reserve the right to withdraw this offer at any time.
Bellway is not regulated by the FCA and offers no mortgage advice. Customers must take advice from a regulated mortgage adviser before proceeding.
Own New Rate Reducer is one of many incentive schemes and purchasing options available to Bellway customers.
Bellway may receive a commission when a customer completes on a mortgage arranged by our panel of independent mortgage advisors.
Your property may be repossessed if you do not keep up repayments on your mortgage or other debt secured on it.