Get more information and updates from Bellway Homes regarding this development via:
Receive updates about other nearby developments from Bellway Homes and sister brand Ashberry Homes, as well as related products and news.
Get more information and updates from Bellway Homes regarding this development via:
Receive updates about other nearby developments from Bellway Homes and sister brand Ashberry Homes, as well as related products and news.
We’ve teamed up with one of the UK’s leading new homes mortgage specialists, New Homes Mortgage Helpline, to help find the right mortgage product for you.
Please note, by ticking the checkbox below you consent to Bellway sharing your data with New Homes Mortgage Helpline (a trading name of The New Homes Group Limited) who will contact you to offer unbiased, reliable and professional advice on mortgages available from a wide variety of lenders. Bellway will receive a commission of £350 when you complete on a mortgage arranged by the New Homes Mortgage Helpline through this portal. This commission does not affect mortgage terms and is not charged to homebuyers.
There’s no place like your first home. Let’s get you in there
If buying your first home feels like a dream, we’re here to help bring it to life. Bellway has helped thousands of first-time buyers in Britain reach this epic milestone and now, it’s your turn.
Our guide for first-time buyers has everything you need to get on the path to your new front door, from a simple mortgage calculator to a breakdown of the buying process. Find out about schemes to help you afford to buy, how to get mortgage advice, and the reasons to buy with Bellway. For your first home, we’re your last stop.
Home is a feeling, but it feels even better when it’s yours. Buying your first home is more than just a financial commitment; it’s an investment into the lifestyle you want, and the future you’re hoping for.
Whether you have a mortgage deposit ready or are still saving, understanding your affordability is the first step in buying a home. As a first-time buyer you’ll typically need a deposit of 5% to 10% of the value of the home you want, and most mortgage lenders will allow you to borrow 4.5 times your annual household income.
Our mortgage calculator estimates how much you could afford to borrow and what your monthly repayments might be; if you’d like some tailored advice, our recommended independent mortgage advisors are always happy to chat things through.
Buying your first home comes with a few extra costs that you’ll need to plan for. These include mortgage arrangement fees, solicitor fees, and as a first-time buyer in England you’ll pay Stamp Duty if the value of the home you want to buy exceeds £300,000.
Then there are other costs such as optional Additions upgrades to your new Bellway home, sorting buildings insurance before you move in, and booking moving services if you need them. Each of these individual costs can range from hundreds of pounds to a few thousand, so make sure they’re in your budget.
There are more ways than you might think to get your foot on the property ladder. Help is available for eligible first-time buyers in the UK - from government-backed schemes like First Homes to secure a home for at least 30% discount, to Track Record no-deposit mortgages for renters.
We’ll guide you through the affordable buying schemes that are currently available, who they’re for, and how to apply.
Just one last thing before you can start searching for your new Bellway home. You’ll need a Decision in Principle from your mortgage lender, which indicates how much they could let you borrow ahead of making your formal mortgage application.
This empowers you with the knowledge of how much you can afford, so you can look at homes that fit your budget, and you’re able to reserve as soon as you find ‘the one’.
Your deposit is ready, your Decision in Principle is in the bag: go ahead and search for your ideal first home, whatever that looks like for you. From city apartments with flexible space and must-have amenities, to homes with room to grow in cosy communities, Bellway has developments in many of England, Scotland and Wales’ most sought-after locations for first-time buyers.
Find your nearest Bellway developments, or visit a showhome to experience the feeling of a Bellway home for yourself.
Once you’ve reserved, take a minute to celebrate before things get busy. You’ll need to instruct a conveyancing solicitor to handle all the legal stuff and complete your formal mortgage application, so prepare for lots of paperwork. Among all the admin there will be lots of excitement as you’ll be kept up to date on your new Bellway home, and may even be able to personalise it and take a look inside.
Once your new Bellway home is finished and passes our final quality checks, we’ll exchange contracts, complete the sale, and your new home is officially yours.
Our mortgage calculator is designed to give you an idea of how much you could borrow and see how changes to your mortgage could affect your repayments.
We know it’s not easy to save a deposit for your first home, and it can be even tougher when you’re paying rent or are on a lower income. If you’re eligible, one of these buying schemes could give you a helping hand onto the property ladder.
Check out our affordable buying schemes
Exclusively for first-time buyers, the government-backed First Homes scheme gives you the opportunity to purchase a new-build home with a minimum 30% discount.
Learn more about First HomesWith Heylo’s Home Reach Shared Ownership scheme you can buy a share of your chosen Bellway home with just 5% deposit and pay monthly rent on the portion you don’t own.
Learn more about Home ReachGet out of renting and onto the property ladder with a Track Record 100% mortgage. You could be eligible if you’ve been paying rent for 12 months or more and you don’t need to have a deposit saved.
Learn more about Track RecordSecure a Reduced Market Value home in your area for up to 30% off the full market value. Several local councils offer incentives to buy a home at a discounted price if you’re eligible.
Learn more about Reduced Market ValueLow-rate mortgages for first-time buyers are back with the Own New Rate Reducer scheme. Bellway will give up to 5% of your home’s value to your lender, unlocking competitive interest rates for you.
Learn more about Own New Rate ReducerTwo government-backed schemes are still available to support first-time home buyers. The Help to Buy – Wales scheme is open until September 2026, while Forces Help to Buy has been made permanent.
Learn more about Help to BuyYou’ve never bought a home before, much less a new-build home, so let us lead the way. Our step-by-step guide to buying a Bellway home as a first-time buyer breaks down the process, from mortgage to moving in.
Get a leg up onto the property ladder, and a foot in the door of your new Bellway home with one of the many affordable buying schemes and incentives currently available to first-time buyers. Whether you’re finding it difficult to save for a deposit, or secure an affordable mortgage, help might be just around the corner.
Why choose Bellway…
You don’t get a second chance to buy your first home. Choose a new, energy-efficient Bellway home that feels right from day one and is built right for your peace of mind in the years to come. Find out why thousands of first-time buyers feel at home with Bellway.
Trust us with the house, so you can find a home
* In England. The Help to Buy – Wales scheme is still available.
** Figures based on HBF 2026 'Watt
a Save' report.
† Source: gov.uk. Click here for details.
‡ Figure based on HBF research, 2023.
You won’t need to pay Stamp Duty on your first home unless its value exceeds £300,000. If that’s the case, our guide tells you everything you need to know.
Here’s your in-depth guide to buying a home with Bellway. From picking your plot, to picking up your keys, and everything in between – and long after you’ve moved in.
You don't have to navigate the first-time buyer mortgage process alone. Let us put you in touch with one of our trusted independent mortgage advisors who are qualified to help you.
