105% Part Exchange

Sell your house and buy a home – with an extra 5% on us to spend on your move

i 105% Part Exchange is only available on selected developments and plots. Speak with our sales advisor for further details.

Get more to spend on your move with 105% Part Exchange

Make everything simple with our 105% Part Exchange scheme. Not only will we buy your current house at its independently assessed value, but we’ll even give you an extra 5% of that to put toward your move.* Good, right?

Independent valuation based on a 4-week selling price
An additional 5% of the assessed value to go toward your move
Stay in your current house until your brand-new home is ready
No estate agent fees to worry about
A guaranteed buyer for a simple, chain-free move

Find my home

What is 105% Part Exchange?

In short, our 105% Part Exchange scheme is designed to save you time and money. It skips the waiting around for offers while your current home is on the market and keeps your move completely chain‑free. With one straightforward transaction, we’ll purchase your existing home so you can move into one of our beautiful new builds.

How does an extra 5% sound?

How does 105% Part Exchange work?

Your current house will be valued independently by two local estate agents, and we’ll take the average of those valuations to determine the offer. Then, we’ll add an extra 5% for you to use however you want – whether that’s toward moving costs, decorating, or giving your deposit a lift.

The only thing to add is that the house you currently own has to be at least 30% lower in value than what you’re looking to buy.

Part Exchange FAQs

How do I sign up for 105% Part Exchange?

Pop in or give us a ring. Our team will talk you through the scheme and see if it’s right for you.

Which estate agency carries out the valuation?

They’ll be local to your area. We’ll get two separate agents to visit you and they’ll make the valuations.

When will the valuations be carried out?

The estate agents chosen will usually visit you within two or three days of your application, alongside our part exchange manager. You’ve got to be at home during working hours for this visit.

What will your final valuation be based on?

The appointed estate agents will provide us with their valuations and any other information we might need – including pictures and room measurements.

We’ll then base our offer for your house using the average of those two offers, but based on an anticipated 4-week selling price. Things like chimneys falling down or damp may also come into play, but we’ll talk you through that.

If we don’t think your home is suitable, we won’t consider it – but again, we’ll make sure you’ve got all the info you need should that happen.

Bits like fixtures and fittings will be included in an offer, which may have to go through further surveys if your home is over 10 years old.

When do I reserve my Bellway home?

After we make you an offer, you’ll be free to make a reservation. Simple!

What criteria do I need to meet?

Bear with us here, as this bit’s a little dry (but we need to make sure everyone understands). 105% Part Exchange is only available where all of the following criteria are satisfied and is only available on selected plots and developments:

105% Part Exchange is only available on properties located within the relevant Bellway divisional marketing area.
The existing home must be owned/registered at the Land Registry in the name of the Applicants or one of the Applicants.
The Applicant(s) must have occupied the existing home as their main residence at some point during the two year period before they complete the purchase of the new property from Bellway.
The Applicant(s) must intend to occupy the new Bellway property as their main residence.
105% Part Exchange will only be available where the existing home being traded is at least 30% less in value than the net price of the new Bellway home being purchased.
Vacant possession of your property is required on legal completion.

Is my current property applicable?

Your house must represent a good marketable option, which is why we may not consider:

Ex-local authority apartments (leasehold).
Properties which are predominantly flat roof construction or non-standard construction.
Properties which have been on the market for a prolonged period of time.
Leasehold properties (apartments and houses) with less than 80 years remaining on the lease.
Properties in a poor state of repair.

How long do I have to decide once an offer is made?

Any offer we make will be valid for 48 hours only. Then the home Bellway home will be placed back on the market.

Find out how much you could borrow

We've teamed up with one of UK’s leading new homes mortgage specialists, New Homes Mortgage Helpline, to help find the right mortgage product for you.

Please note: by following the link below you consent to Bellway sharing your data with New Homes Mortgage Helpline (a trading name of The New Homes Group Limited) who will contact you to offer unbiased, reliable and professional advice on mortgages available from a wide variety of lenders. Bellway will receive a commission of £350 when you complete on a mortgage arranged by the New Homes Mortgage Helpline through this portal. This commission does not affect mortgage terms and is not charged to homebuyers.

Calculate your affordability

Alternative ways to buy

No matter your circumstances, we have a range of available schemes designed to meet your needs.

Terms and conditions:

*Your current home will be used as part-payment for a brand-new Bellway home, subject to availability, eligibility, and buyer status. Offer available on selected developments and plots only. Independent valuation to be provided by two estate agents local to your home and Bellway will take an average of those valuations to determine the offer price. You will receive an extra 5% of the property value of your home to put towards your move. The eligibility of a property for 105% Part Exchange is dependent on its location being within the operational area of the division.

The scheme will only be available where the existing home being traded is at least 30% less in value than the net price of the new Bellway home to be purchased. Any promoted offer is subject to contract and cannot be used in conjunction with other offers.

We reserve the right not to proceed with the part-exchange if, at any stage before exchange of contracts, information comes to light which materially affects the valuation of the property. This includes, but is not limited to, issues identified through surveys or investigations, such as damp, subsidence, or structural defects. We also reserve the right not to proceed if the condition or circumstances of the property change after the independent valuation has been carried out, for example, in the event of damage to the property, such as fire or flooding.