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The Golden Share scheme in Scotland

You could purchase a qualifying home in the City of Edinburgh for 80% of its market value.

What is Golden Share?

Golden Share is an approved affordable housing tenure for homes that fall within the City of Edinburgh and match a pre-determined criteria. Properties using this scheme are sold at 80% of their open-market value to make them affordable for those in housing need.

Using Golden Share, the process is similar to buying a property the traditional way and the purchaser will own 100% of the home.

For full details including a list of caveats, please download the Guide to Golden Share.

Who is eligible for Golden Share?

The eligibility criteria to meet in order to qualify for the Golden Share scheme is as listed below. You must:

  • Have a local connection to the area
  • Have a need for a property of this size
  • Be unable to purchase the property for the full market value

The City of Edinburgh Council will assess your eligibility further using the evidence provided. The required evidence includes*:

  • Valid photo ID
  • Proof of address
  • Payslips from previous three months
  • Bank statements
  • Mortgage offer or mortgage in principle (AIP)

* See the Guide to Golden Share for full eligibility criteria.

The whole process was very positive and Bellway have shown us just how reliable a housebuilder can be – they’re fantastic. Amie and Thomas Lambert, Bellway homeowners at Meadow Rise
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Golden Share FAQs

How much can I sell this property for in the future?

Under the terms of the Golden Share agreement, any future sales of the property are capped at 80% of the open-market value. This applies to when the original homeowner sells the property, and when any future buyers come to sell. To ascertain this value, a homeowner needs to do the following:


  • The homeowner arranges for a Home Report or equivalent house survey report to be carried out.
  • A surveyor values the home as if it had no price cap, thus establishing the open-market value. Each time the property is sold, this process is repeated to ensure that the value is reflected fairly.
  • The seller’s solicitor must then send this report to the Council. Once approved, the home can then be sold to buyers at 80% of its open-market value. The advertised Golden Share price is the maximum that the home can be sold for and the new purchaser will also need to submit evidence of their eligibility.
Who owns the 20%?

The 20% is a restricted price cap on the open market price, restricted through the title deeds, so the purchaser owns 100% of the property.

Additional buying schemes

Express Mover

Move into your new home quickly and easily with our comprehensive service.

Learn more about Express Mover
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Part Exchange

Take advantage of our part-exchange scheme – the stress-free way to move home.

Learn more about Part Exchange
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Deposit Unlock

The low deposit mortgage solution for new build homes. Move now with a 5% deposit.

Learn more about Deposit Unlock

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